Financial Management Orientation

Credit – Review

  1. Credit Cards are always bad and should never be used.
    • True or False
  2. All of the following are possible Credit Card fees: annual fee, cash-advance fee, late-payment fee.
    • True or False
  3. Debit card charges need to be paid off at the end of the month when the bill arrives.
    • True or False
  4. Your credit report is private and available only to you and your immediate family.
    • True or False
  5. You should check your score every year at www.annualcreditreport.com.
    • True or False
  6. Which of the following affect your credit score?
    • Rent payments
    • Number of credit cards and their balance
    • Car loan and payments
    • All of the above

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