Financial Management Orientation

Credit Report

  • Know your score!
  • www.annualcreditreport.com
    • One free report each year
    • Check it every year for accuracy
  • How to improve your score
    • Pay off credit card debt
    • Stop applying for credit (store cards, etc.)
    • Don’t cancel old cards, just pay off and cut-up
    • Improve your payment history, pay on time

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